Small
Business 

Fueling Small Business Growth. Building Community Wealth.

We provide flexible, responsible financing to help entrepreneurs grow and sustain their businesses. As a mission-driven lender, we specialize in supporting small businesses, real estate developers, and entrepreneurs with access to capital paired with personalized technical assistance. Whether you’re launching, expanding, or stabilizing your business—VCC is your financial
partner.

Advancing Access for Minority, Women-Owned & Disadvantaged Businesses

At Village Capital Corporation (VCC), equity is central to our mission. We are committed to expanding access to capital for minority-owned, women-owned, and historically underserved businesses that have long faced barriers within traditional lending systems. Through responsible, relationship-based lending, we provide the financing and technical support needed to help these businesses stabilize, grow, and scale with confidence. Our approach goes beyond capital—offering coaching, financial guidance, and long-term partnership to strengthen both businesses and the communities they serve. By investing in diverse entrepreneurs, VCC helps drive inclusive economic growth, job creation, and community wealth across Greater Cleveland and Northeast Ohio.

Small Business Loan Solutions

Working Capital

Cover everyday operating expenses such as payroll, inventory, marketing, and cash flow gaps.

Equipment Financing

Purchase or upgrade essential tools, vehicles, machinery, and technology to grow your operations.

Leasehold Improvements

Finance build-outs, renovations, and upgrades to leased commercial spaces.

Contract Funding

Bridge funding for businesses with signed contracts that need capital to fulfill job costs before payment is received.

Real Estate Financing

For investors, developers, and owner-occupants.

Property Acquisition

Funding to purchase commercial or mixed-use properties.

Rehabilitation & Renovation

Capital for property improvements, stabilization, and redevelopment.

Have a project that aligns with our mission? Start the conversation today.

Ready to Get Started? Meet Tory

 Start the Conversation Today
Tory D. Coats, Loan Officer
Small Business Lending
(216) 484-4320
tcoats@clevelandnp.org