Bridge Loans
Bridge & Interim Loans
VCC bridge loans solve short‑term timing gaps so projects can move forward. Common uses include bridging to permanent financing or refinance, covering tax credit equity and grant reimbursement delays, capital campaign bridging for nonprofits, and supporting lease‑up and stabilization periods. Terms typically range from 12–24 months and are tailored to a clear exit strategy (refinance, sale, or bond financing). We specialize in mission‑driven situations where traditional financing is delayed or unavailable, projects involve multiple funding sources, or timing mismatches create execution risk—providing dependable capital to keep community impact projects on track. Bridge loans provide short-term capital solutions to help borrowers navigate timing gaps and unlock long-term financing.
Common Uses & Specializations
Common uses include:
- Bridging to permanent financing or refinance
- Tax credit equity and grant reimbursement timing gaps
- Capital campaign bridge financing for nonprofit borrowers
- Lease-up and stabilization periods
VCC bridge loans are typically structured with terms of 12–24 months, designed to align with a clearly defined exit strategy such as refinancing, sale, or bond financing.
As a CDFI, we specialize in situations where:
- Traditional financing is delayed or unavailable
- Projects involve multiple funding sources
- Timing mismatches create execution risk
Our goal is to provide reliable, mission-aligned capital that keeps projects moving forward, particularly those with meaningful community impact.